贷款

Be sure you're in touch with your 贷款服务机构 at all times throughout your years of borrowing. It is even wise to pay interest while you're in school, 如果可能的话, on any loans that are accruing interest (i.e. every loan EXCEPT the Direct Subsidized Loan). Once you're ready to leave school, we recommend using the 还款估计量 to determine which is the best loan repayment option for you. Note: You may switch plans as your income situation changes. Just realize this — the longer you take to repay your loans, the more they will cost you.

美国.S. Department of Education offers low-interest loans to eligible students to help cover the cost of graduate and professional degrees. 的se loans are available to cover your Cost of Attendance, which includes your direct costs (those that are billed to you) and may also include your indirect costs, such as living expenses and other education-related materials.

To apply for 联邦直接贷款 you must 提交FAFSA 然后签个字 Master Promissory Note (MPN) and Complete Entrance Counseling. 所有联邦贷款, you will also need to complete Exit Loan Counseling when you are no longer enrolled at least half-time. Both Entrance and Exit Counseling provide information about terms of borrowing, interest accrual and repayment options and can be completed 在线.

All pertinent information regarding Title IV, HEA联邦贷款, 包括直接贷款, will be submitted to NSLDS and accessible by authorized agencies, 银行, 和机构.

无补贴直接贷款

的 直接无补贴贷款 is available to all graduate and professional students regardless of need. UNE will determine the amount you can borrow based on your Cost of Attendance and annual limits. 访问 the Federal Student Aid website for information on 贷款限额 最重要的是 现行利率 直接贷款.

毕业生PLUS贷款

《全球网络赌博平台》 加上贷款 是基于信用的贷款吗, subject to credit approval by the lender, that may be offered to you as part of your 金融援助 award. PLUS loans help pay for expenses up to the Cost of Attendance (COA) minus all other financial assistance (e.g. 直接无补贴贷款 and/or scholarships). After you accept any offered Graduate 加上贷款 funds, the loan will then be subject to lender approval. If credit is denied for the 加上贷款, you can continue to pursue this loan with an endorser or you can appeal the denial. 

Because of the flexible and forgiving nature of 联邦直接贷款, we recommend that you exhaust those sources before applying for private or alternative loans. 然而, we recognize that students sometimes need to seek other types of loans to cover the costs of college. 去我们的 民间贷款比较工具 to see the UNE’s recommended 银行 and more information on private loans.